Conklin Hruzek & Co., P. C.
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Benefits and retirement plans
Retirement plans for small businesses
Insuring a business
Income tax tips: business insurance
Starting a business
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Choosing an entity for your business
Funding a business
Hiring your first employee
Qualifying for the home office deduction
Record keeping for your own business
Starting or buying a business
Tax planning for the self-employed
Transferring or selling a business
Funding a buy-sell agreement with disability insurance
Funding a buy-sell agreement with life insurance
Transferring your family business
Decision Tools
Choosing an entity
Choosing a business entity
Comparison of LLCs, LLPs, and professional corporations
How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets
Tax planning
Accelerating deductions/postponing income
Accelerating income/postponing deductions
Transferring or selling a business
Business succession planning alternatives
Business succession strategy analyzer
Buy-sell agreement analyzer
Buy-sell planning questionnaire
How cross purchase plans work
How entity purchase plans work
Planning for succession of a business interest
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Incorporating a business
Can I change my business from a C corporation to an S corporation?
Can I change my business from an S corporation to a C corporation?
Should I incorporate my business?
Partnerships
How does a limited partnership work?
Starting a business
Don't most small businesses fail?
How do I find good advisors such as lawyers and accountants to help with my business?
Is buying a franchise a good way to get into business?
Should I buy an existing business or start from scratch?
Should I buy or lease assets for my business?
What are the stages of business development?
What should I look for in a business location?
Transferring or selling a business
How can I keep my business in the family?
What are some financing options for selling my business?
What is a buy-sell agreement?
What is a family limited partnership, and will it help reduce estate taxes?
Valuing a business
How can I determine what my business is worth for estate and gift tax purposes?
Estate Planning
Articles
Beneficiary designations
Choosing a beneficiary for your IRA or 401(k)
Estate planning basics
Estate planning--an introduction
Gift and estate taxes
Trust basics
Wills--the cornerstone of your estate plan
FAQs
Estate and gift tax
How can I determine what my business is worth for estate and gift tax purposes?
How can I minimize taxes on my estate?
I intend to make tuition payments directly to my grandchild's college, and I know this will reduce my estate. But would it be better to contribute to a 529 plan instead?
I just made a gift. Do I have to file a gift tax return?
What is a family limited partnership, and will it help reduce estate taxes?
Retirement Planning
Articles
Saving for retirement
Annuities and retirement planning
Borrowing or withdrawing money from your 401(k) plan
Choosing a beneficiary for your IRA or 401(k)
Closing a retirement income gap
Deciding what to do with your 401(k) plan when you change jobs
Estimating your retirement income needs
Evaluating an early retirement offer
Retirement planning--the basics
Saving for retirement and a child's education at the same time
Taking advantage of employer-sponsored retirement plans
Understanding defined benefit plans
Understanding IRAs
What to do after you've been automatically enrolled in your company's retirement plan
FAQs
Saving for retirement
How aggressive should I be when I invest for retirement?
How can I plan for retirement if my employer doesn't offer retirement benefits?
How can we possibly save for retirement and our child's college education at the same time?
How late is too late to start saving for retirement?
How much money should I save for retirement?
How should I structure my retirement portfolio?
I think it's time to start planning for retirement. Where do I begin?
What are catch-up contributions?
What should I do if I determine that my income during retirement won't be enough to meet my retirement expenses?
Special Situations
Decision Tools
Financial basics
Auto loan payment calculator
College funding options analyzer
College savings analyzer
Credit cards--advantages vs. disadvantages
Growth of annual deposits calculator
Loan amortization calculator
Mortgage payment calculator
Net worth calculator
Personal cash flow worksheet
Saving for your retirement
Should you save in a 401(k) or a Roth IRA?
Insurance basics
Auto insurance analyzer
Comparison of types of life insurance
Disability income needs worksheet
Homeowners insurance quiz
Life insurance needs analyzer
Which health plan is right for you?
jhruzek@chco-cpa.com